Bio
I am a senior financial economist at the Federal Reserve Bank of Philadelphia. My research interests are in consumer finance, health economics, and climate risk. Previously, I worked as a Staff Economist for President Obama’s Council of Economic Advisers and for the Census Bureau. The views expressed here are my own and do not necessarily represent the views of the Federal Reserve Bank of Philadelphia or the Federal Reserve System.
Employment
Federal Reserve Bank of Philadelphia
2020 - Present · Senior Financial Economist (starting 2024)
US Census Bureau
2017 - 2019 · Survey Statistician (FSRDC Administrator)
University of Pennsylvania
White House Council of Economic Advisers (Obama)
2015 - 2016 · Staff Economist
Wealthfront
2015 · Quantitative Research Intern
University of Pennsylvania
2014 - 2015 · RA for Katja Seim (Nexus Tax Laws and Economies of Density in E-Commerce: A Study of Amazon's Fulfillment Center Network)
Education
PhD, Economics
2020 · University of Pennsylvania
MS, Mathematics
2013 · University of Alabama at Birmingham
BS, Mathematics and BA, Philosophy
2013 · University of Alabama at Birmingham
Research
Working Papers
2024. Mallick Hossain, Emma Dean, Daniel Kaliski. Does Algorithmic Risk Assessment Affect Physician Prescribing? Understanding Aggregate Versus Micro-Level Impacts. .
2023. Mallick Hossain, Igor Livshits, Collin Wardius. Not Cashing In on Cashing Out: An Analysis of Low Cash-Out Refinance Rates. .
2023. Mallick Hossain, Siddhartha Biswas, David Zink. California Wildfires, Property Damage, and Mortgage Repayment. .
2024. Mallick Hossain, Jacob Dice, David Rodziewicz. Flood Risk Exposures and Mortgage-Backed Security Asset Performance and Risk Sharing. .
2021. Mallick Hossain. Less is More Expensive: Income Differences in Bulk Buying. .
2021. Mallick Hossain, Jason Sockin. Made from Scratch: How SNAP Benefits Affect Lottery Sales. .
Journal Articles
2022. Mallick Hossain, Emma B Dean, Daniel Kaliski. Using Administrative Data to Examine Telemedicine Usage Among Medicaid Beneficiaries During the Coronavirus Disease 2019 Pandemic. Medical Care 60 (7), 488-495.
2022. Mallick Hossain. A Without Borders Revisited: Impact of Online Sales Tax Collection on Shopping and Search. Journal of Economics & Management Strategy 31 (1), 48-63.
Other Publications
2023. Miloš Fišar, Ben Greiner, Christoph Huber, Elena Katok, Ali I. Ozkes, and the Management Science Reproducibility Collaboration (member). Reproducibility in Management Science. Management Science.
2021. Mallick Hossain. Credit Card Trends During the COVID-19 Pandemic. Federal Reserve Bank of Philadelphia Supervisory Research Forum Spotlight.
2021. Xudong An, Larry Cordell, Erik Dolson, Mallick Hossain, Nilim Roy. Is Credit Card Forbearance Worth It?. Federal Reserve Bank of Philadelphia SRC Research Brief 2021-02.
Works in Progress
2022. Mallick Hossain, Solomon Tarlin, David Wylie. Measuring Flood Insurance Noncompliance. .